Multi-Peril Crop Insurance

RP protects insureds against loss of revenue resulting from a drop in prices, low yields or a combination of both below the yield and/or revenue guarantee of the policy. The amount of insurance protection is established using a data base created with actual yields from your farm as well as the greater of the projected spring price or harvest fall price.  

RP-HPE protects insureds against a revenue loss, providing the same initial guarantee as a RP policy. The amount of insurance protection is established using a data base created with actual yields from your farm, however, price is determined solely using the projected spring price. No harvest fall price available.

YP provides protection only against yield loss. The amount of insurance protection is established using a data base created with actual yields from your farm. Price is determined solely on projected spring price. No harvest fall price available. Loss is only paid if the final farm production is lower than the yield guarantee established by the policy purchased.

ARP provides coverage based on the experience of an entire county, insuring against widespread loss of revenue caused by low prices, low yields or combination of both. Individual farm revenues and yields are not considered during the policy guarantee or claim calculations under ARP. Price is determined by the greater of the projected spring price or harvest fall price.

ARP-HPE protects insureds against a revenue loss based on the experience of the entire county, providing the same initial guarantee as an ARP policy. Individual farm revenues and yields are not considered during the policy guarantee or claim calculations under ARP-HPE. Price is determined solely on projected spring price. No harvest fall price available.

AYP Provides protection only against yield loss based on the experience of the entire county. Individual farm yields are not considered during the policy guarantee or claim calculations under AYP. Price is determined solely on projected spring price. No harvest fall price available.

MP protects insureds against an unexpected decrease in operating margin based on the increase of expected county costs or decrease in actual revenue. MP Can be purchased as a stand-alone policy or in conjunction with an RP or YP policy. Individual margins are not considered under MP.